Commercial, Data
fields, Trade & Cover Details
Trade Details
|
Description |
Table |
Data Field |
|
Trade |
Commercial 1 |
TradeDesc |
|
Another Trade |
Commercial 1 |
AnotherTrade_YN |
|
Trading From |
Commercial 1 |
TradingStartDate |
|
Time at Address |
Commercial 1 |
DateatAddress |
|
Established in
trade |
Commercial 1 |
ExpinTradeDate |
|
Bankruptcy |
Commercial 1 |
Bankruptcy_YN |
|
Convictions |
Commercial 1 |
Convictions_YN |
|
Hazardous Subs |
Commercial 1 |
HazSubs_YN |
|
Accreditations |
Commercial 2 |
Accreditations |
|
Risk Management |
Commercial 2 |
RiskManagement |
|
General Notes |
Commercial 2 |
GeneralNotes |
Cover Details
|
Description |
Table |
Data Field |
|
Property Cover |
Commercial 1 |
PropCover (1 = Contents Only, 2 = Building &
Contents or 3 = Buildings Only) |
|
Business
Interruption |
Commercial 1 |
BusInt_YN |
|
Liability Cover |
Commercial 1 |
LiabCover_YN |
|
Goods in Transit
Cover |
Commercial 1 |
GoodsInT_YN |
|
All Risks |
Commercial 1 |
AllRisks_YN |
|
Computer
Breakdown |
Commercial 1 |
CompBrkDwn_YN |
|
Legal Expenses |
Commercial 1 |
LegalExp_YN |
Additional Trades
|
Description |
Table |
Data Field |
|
Trade Description
(1) |
Commercial 1 |
TradeDesc |
|
Proportion of
Time (1) |
Commercial 1 |
AddTrade1Portion |
|
Trade Description
(2) |
Commercial 1 |
AddTrade2Desc |
|
Proportion of
Time (2) |
Commercial 1 |
AddTrade2Portion |
|
Trade Description
(3) |
Commercial 1 |
AddTrade3Des |
|
Proportion of
Time (3) |
Commercial 1 |
AddTrade3Portion |
|
Any More Trades |
Commercial 1 |
AddTradeMore_YN |
Business Interruption
|
Description |
Table |
Data Field |
|
Basis of cover |
Commercial 1 |
BIBasisofCover (1 = Gross Profit, 2 = Gross Revenue, 3 =
Increased Cost of Working, 4 = Loss of Income, 5= Rent Payable, 6= Rent
Receivable) |
|
Type of Cover |
Commercial 1 |
BITypeofCover (1 = Contents, 2= Building & Contents) |
|
Interruption sum
insured |
Commercial 1 |
BISumInsured |
|
Indemnity Period |
Commercial 1 |
BIIndemPeriod |
|
BI Extension |
Commercial 1 |
BIExtentions_YN |
Book Debts
|
Description |
Table |
Data Field |
|
Book Debts |
Commercial 1 |
BookDebtsNum |
|
Direct
Debit/Standing orders |
Commercial 1 |
BkDbtsDDRSTO |
|
Duplicate records |
Commercial 1 |
BKDbtsDupRec_YN |
|
Fire proof safe |
Commercial 1 |
BKDbtsFireProofSafe_YN |
B.I. Extensions
|
Description |
Table |
Data Field |
|
Electricity |
Commercial 1 |
BIExtElectric |
|
Water |
Commercial 1 |
BIExtWater |
|
Denial of Access |
Commercial 1 |
BIExtDenofAccess |
|
Customer
extensions |
Commercial 1 |
BIExtCustExtens |
|
Gas |
Commercial 1 |
BIExtGas |
|
Telecommunications |
Commercial 1 |
BIExtTelecomms |
|
Infectious
diseases |
Commercial 1 |
BIExtInfectDiseases |
|
Supplier
extensions |
Commercial 1 |
BIExtSuppExtens |
Liability Details
|
Description |
Table |
Data Field |
|
Employers
Liability |
Commercial 1 |
LDEmplyersLiab |
|
Public Liability |
Commercial 1 |
LDPublicLiab |
|
Product Liability |
Commercial 1 |
LDProductLiab |
|
Turnover (Ex
USA/Canada) |
Commercial 1 |
LDturnover |
|
USA/Canada
turnover |
Commercial 1 |
LDAmerCanTurnover |
|
Type of work (1) |
Commercial 1 |
LDTypeofWork1 |
|
Premises (1) |
Commercial 1 |
LDPrem1 |
|
Wageroll – work
away (1) |
Commercial 1 |
LDWorkAway1 |
|
Heat away (1) |
Commercial 1 |
LDHeatAway1 |
|
Type of work (2) |
Commercial 1 |
LDTypeofWork2 |
|
Premises (2) |
Commercial 1 |
LDPrem2 |
|
Wageroll – work
away (2) |
Commercial 1 |
LDWorkAway2 |
|
Heat away (2) |
Commercial 1 |
LDHeatAway2 |
|
Type of work (3) |
Commercial 1 |
LDTypeofWork 3 |
|
Premises (3) |
Commercial 1 |
LDPrem3 |
|
Wageroll – work
away (3) |
Commercial 1 |
LDWorkAway3 |
|
Heat away (3) |
Commercial 1 |
LDHeatAway3 |
|
Type of work (4) |
Commercial 1 |
LDTypeofWork4 |
|
Premises (4) |
Commercial 1 |
LDPrem4 |
|
Wageroll – work
away (4) |
Commercial 1 |
LDWorkAway4 |
|
Heat away (4) |
Commercial 1 |
LDHeatAway4 |
Goods in Transit
Details
|
Description |
Table |
Data Field |
|
RHA Annual
Carryings |
Commercial 1 |
GITRHACarry |
|
Non-RHD Annual
Carryings |
Commercial 1 |
GITNonRHACarry |
|
Limit per vehicle |
Commercial 1 |
GITLimitPerVeh |
|
Own vehicle limit |
Commercial 1 |
GITOwnVehLimit |
|
Number of own
vehicles |
Commercial 1 |
GITNumofOwnVehs |
|
Location limit |
Commercial 1 |
GITLocationLimit |
|
Attractive stock |
Commercial 1 |
GITAttractiveStock |
All Risks
|
Description |
Table |
Data Field |
|
Risk Category 1 |
Commercial 1 |
AIIRCategory1Desc |
|
Territorial Limit
1 |
Commercial 1 |
AIIRTerrLimit1 |
|
Sum Insured 1 |
Commercial 1 |
AIIRSumInsured1 |
|
Risk Category 2 |
Commercial 1 |
AIIRCategory2Desc |
|
Territorial Limit
2 |
Commercial 1 |
AIIRTerrLimit2 |
|
Sum Insured 2 |
Commercial 1 |
AIIRSumInsured2 |
|
Risk Category 3 |
Commercial 1 |
AIIRCategory3Desc |
|
Territorial Limit
3 |
Commercial 1 |
AIIRTerrLimit3 |
|
Sum Insured 3 |
Commercial 1 |
AIIRSumInsured3 |
|
Risk Category 4 |
Commercial 1 |
AIIRCategory4Desc |
|
Territorial Limit
4 |
Commercial 1 |
AIIRTerrLimit4 |
|
Sum Insured 4 |
Commercial 1 |
AIIRSumInsured4 |
|
Risk Category 5 |
Commercial 1 |
AIIRCategory5Desc |
|
Territorial Limit
5 |
Commercial 1 |
AIIRTerrLimit5 |
|
Sum Insured 5 |
Commercial 1 |
AIIRSumInsured5 |
|
Risk Category 6 |
Commercial 1 |
AIIRCategory6Desc |
|
Territorial Limit
6 |
Commercial 1 |
AIIRTerrLimit6 |
|
Sum Insured 6 |
Commercial 1 |
AIIRSumInsured6 |
Risk Category
1= Computer Equipment, 2= Documents, 3= Electrical Appliances, 4= Fax & Photocopiers, 5= Jewellery & Watches, 6= Mobile Telephone & Radios, 7=Musical Instruments – Modern, 8= Musical Instruments – Traditional, 9= Photographic equip./binoculars, 10= Portable computers, 11= Professional equipment, 12= Scientific & medical equipment, 13= Security system, 14= Sign other, 15= Sports equipment, 16= Survey equipment, 17 = Telephone/communication system, 18= Tools - non power driven, 19= Trophies, 20= Vending machine(s)
Territorial Limit
1= Europe, 2= Premises, 3= UK, 4= Worldwide
Computer Breakdown
|
Description |
Table |
Data Field |
|
Computer sum
insured |
Commercial 1 |
CBCompSumIns |
|
Reinstatement of
data |
Commercial 1 |
CBReinsData |
|
Loss of income |
Commercial 1 |
CBLossIncome |
|
Increased cost of
working |
Commercial 1 |
CBIncCostWork |
|
Indemnity period
(months) |
Commercial 1 |
CBIndemPeriod |
|
Exclusion period
(hours) |
Commercial 1 |
CBExlPeriod |
|
Territorial limit |
Commercial 1 |
CBTerritLimit 1= Europe, 2 = Premises, 3 = UK, 4 =
Worldwide |
|
Maintenance
contract |
Commercial 1 |
CBMaintCont_YN |
|
Duplicate copies |
Commercial 1 |
CBDupCopies_YN |
Legal Expenses
|
Description |
Table |
Data Field |
|
Limit of
indemnity |
Commercial 1 |
LExpLimtIndem |
|
Turnover (Ex
USA/Canada) |
Commercial 1 |
LExpTurnover |
|
USA/Canada
turnover |
Commercial 1 |
LExpUSACanTurn |
|
Wageroll |
Commercial 1 |
LExpWageroll |
|
Number of
employees |
Commercial 1 |
LExpNumofEmps |
|
Previous losses |
Commercial 1 |
LExpPrevLoss_YN |