Commercial, Data fields, Cover & Property Details

Cover & Property Details

Description	Table	Data field
Trading from	Policy – Commercial property	TradingFromDate
Experience in Trade	Policy – Commercial property	ExperienceIFromDate
Bankruptcy	Policy – Commercial property	Bankruptcy_YN
Convictions	Policy – Commercial property	Convictions_YN
Minimum Letting Period	Policy – Commercial property	MinLettingPeriod
Employers Liability	Policy – Commercial property	EmployersLiability_YN
Legal Expenses	Policy – Commercial property	LegalExpenses_YN
Property 1 to 5 (Yes / No)	Policy – Commercial property	IncludeProp1_YN (1 to 5)

Employer’s Liability

Description	Table	Data field
Type of work 1 to 3	Policy – Commercial property	ELTypeofWork 1 to 3
Wage roll 1 to 3	Policy – Commercial property	ELWageroll 1 to 3

In the following data fields the 5 properties are distinguished via the initial “CommercialPremises1” section (i.e. 1 to 5)...

Premises 1 Details

Description	Table	Data field
Address	Policy – Commercial premises	CommercialPremises1 PremAddLine1 to 3
Town	Policy – Commercial premises	CommercialPremises1 PremTown
County	Policy – Commercial premises	CommercialPremises1 PremCounty
Postcode	Policy – Commercial premises	CommercialPremises1 PremPostcode
Use 1	Policy – Commercial premises	CommercialPremises1 PremOccup1 to 3
Another occupation	Policy – Commercial premises	CommercialPremises1 AnotherOccup_YN

Property Details

Description	Table	Data field
Wall	Policy – Commercial premises	CommercialPremises1 WallConstType
Roof	Policy – Commercial premises	CommercialPremises1 RoofConstType
Floor	Policy – Commercial premises	CommercialPremises1 FloorConstType
Staircase	Policy – Commercial premises	CommercialPremises1 StaircConstType
Outbuildings	Policy – Commercial premises	CommercialPremises1 Outbuildings_YN
Self contained	Policy – Commercial premises	CommercialPremises1 SelfContained_YN
Unoccupied	Policy – Commercial premises	CommercialPremises1 UnOccupied_YN
Unoccupied %	Policy – Commercial premises	CommercialPremises1 UnOccupPerc
Location risk	Policy – Commercial premises	CommercialPremises1 LocationRisk_YN
Fire alarm	Policy – Commercial premises	CommercialPremises1 FireAlarmType
Sprinklers	Policy – Commercial premises	CommercialPremises1 SprinklersType
Year built	Policy – Commercial premises	CommercialPremises1 YearBuilt
3^rd party interest	Policy – Commercial premises	CommercialPremises1 ThirdPartyInt_YN
Buildings	Policy – Commercial premises	CommercialPremises1 BuildingsSI
Outbuildings	Policy – Commercial premises	CommercialPremises1 OuBuildsSI
Basis of cover	Policy – Commercial premises	CommercialPremises1 BasisofCoverType
Fixtures & fittings	Policy – Commercial premises	CommercialPremises1 FixandFitSI
Special glass	Policy – Commercial premises	CommercialPremises1 SpecGlassSI
Shop front	Policy – Commercial premises	CommercialPremises1 ShopFront_YN
Contents of communal parts	Policy – Commercial premises	CommercialPremises1 ContOfComParts
Subsidence cover	Policy – Commercial premises	CommercialPremises1 SubsCover_YN
Loss of rent	Policy – Commercial premises	CommercialPremises1 LossofRent_YN
Indemnity limit	Policy – Commercial premises	CommercialPremises1 IndemLimit

Outbuildings Construction

Description	Table	Data field
Outbuildings wall construction	Policy – Commercial premises	CommercialPremises1 OutBldgsWallType
Outbuildings roof construction	Policy – Commercial premises	CommercialPremises1 OutBldgsRoofType

Loss of Rent

Description	Table	Data field
Monthly rent receivable	Policy – Commercial premises		CommercialPremises1 LofRMthlyRentRecv
Indemnity period (months)	Policy – Commercial premises		CommercialPremises1 LofRIndemPeriod